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"Kate made everything easy.."
Kate made everything easy from our initial contact
with her, which was through her website. We knew
we wanted to buy in the Palisades and emailed
several agents, including Kate, detailing exactly what we were looking for. Everyone responded with the typical cryptic answer, providing no real answers, followed by "call and let's make an appointment." Everyone except Kate. She immediately responded with all her listings that matched our criteria. We bought the third house we saw on the first day of looking with her. Kate's a very thorough professional who really understands the importance of customer satisfaction - it doesn't get any better.
Greg Wells Pacific Palisades
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What land did the U.S. Government buy for $7.2 million?
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| A |
In March 1867, the US bought all of Russian America (Alaska) from Russia. |
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